All information furnished by the client to Johan V. Coetzee Ins. Brokers, shall be treated as confidential and shall be used only for the purpose of providing financial advice and rendering of intermediary services.

Neither Johan V. Coetzee Ins. Brokers nor any of its representatives, key individuals or staff may disclosure any confidential information acquired or obtained from a client or, subject to FAIS Section 4(1), a product supplier in regard to such client or supplier, unless the written consent of the client or product supplier, as the case may be, has been obtained beforehand or disclosure of the information is required in the public interest or under any law.